Accident Terms and Definitions

Years of Potential Life Lost (YPLL)
Calculated based on the following equation: YPLL = Fixed Age - Age at death. Usually the fixed age is 65 or 70, or the life expectancy of the group in question.

Risk assessment
The determination of the probability of failure of a component or system.

Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.

Arbitration
the hearing and settlement of a dispute between opposing parties by a third party whose decision the parties have agreed to accept.

Interrogatories
Written questions developed by one party's attorney for the opposing party.

Injury Rights
Regardless of who is at fault for an automobile accident, your insurance company is responsible for paying your initial medical expenses.

Aggressive Drivers (road rage)
Can be describes as: aggressive tailgating,Lights flashed at them because the other motorist was annoyed, aggressive or rude gestures,deliberate obstruction -- preventing them from moving their vehicle,verbal abuse,physical assault and other actions.

Adjudication
A judgment or decree Adversary system - Basic U.S. trial system in which each of the opposing parties has opportunity to state his viewpoints before the court. Plaintiff argues for defendant's guilt (criminal) or liability (civil). Defense argues for defendant's innocence (criminal) or against liability civil).

Using cell phone
Some state have banned types of cell phone use while driving. This can be very dangerous and my be a cause of an accident.

Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.